Best Savings Accounts for 2025.

Opening a savings account allows savers to secure their funds in a safe place, capitalize on current interest rates and maintain liquidity for emergencies. Is it bad to keep more than $250000 in one bank? If your bank account balance exceeds $250,000, there is a possibility of losing a portion of your funds in the rare occurrence of a bank failure. Consequently, it is advisable to distribute your deposits among various banks or accounts to remain within the insured limit. The Federal Deposit Insurance Corporation (FDIC) insures up to $250,000 per depositor, per ownership category, per bank.

In this roundup, we found high-yield savings accounts from big-name banks with above-average rates, FDIC insurance, zero monthly maintenance fees and no minimum balance requirements. Here are the Finance Monthly recommended savings banks.

Best high-yield savings accounts from big banks in 2025

 

 

 

 

 

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