Best Personal Loans and Rates for November 2024
Best Personal Loans and Rates for November 2024
Looking to borrow money? Comparing personal loan options can help you find the best fit for your financial needs. We’ve reviewed some of the UK’s top lenders to bring you a guide to the best personal loans and rates available this November. Explore your options and make an informed choice to secure a loan that works for your circumstances.
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The best personal loans allow you to borrow a sum of money over an agreed period at the lowest interest rate you can get. You then repay this amount, plus interest, usually in monthly instalments until the debt is paid off.
Best Personal Loans and Rates - November 2024
The table below highlights the most affordable personal loans based on a sample scenario of borrowing up to £10,000, repaid over five years. Please note that the actual interest rate offered may vary according to your financial profile, credit history, loan amount, and repayment term. Borrow only what you need and ensure you can comfortably manage the repayments.
Loans are sorted by APR, from lowest to highest. If multiple lenders offer the same representative APR, we’ve ranked them according to our star rating for further guidance.
| Provider | Representative APR | Loan Amount | Available Term | Rating | Links |
|---|---|---|---|---|---|
 |
6.1%* | £3,000 to £35,000 | 1 to 10 years | ⭐⭐⭐⭐⭐ | Visit Website |
 |
6.2% | £300 to £50,000 | 1 to 7 years | ⭐⭐⭐⭐⭐ | Visit Website |
 |
6.2% | £1,000 to £25,000 | 1 to 5 years | ⭐⭐⭐⭐ | Visit Website |
 |
6.2% | £1,000 to £25,000 | 1 to 7 years | ⭐⭐⭐⭐ | Visit Website |
 |
6.6% | £1,000 to £50,000 | 1 to 7 years | ⭐⭐⭐⭐ | Visit Website |
 |
6.6% | £1,000 to £25,000 | 1 to 8 years | ⭐⭐⭐ | Visit Website |
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6.9% | £1,000 to £25,000 | 1 to 5 years | ⭐⭐⭐ | Visit Website |
 |
6.9% | £1,000 to £35,000 | 2 to 7 years | ⭐⭐⭐ | Visit Website |
 |
8.7% | £1,000 to £25,000 | 1 to 7 years | ⭐⭐⭐⭐ | Visit Website |
 |
9.9% | £1,000 to £35,000 | 1 to 7 years | ⭐⭐⭐ | Visit Website |
Note: The representative APRs are subject to change. Please visit the respective websites for the most current rates and terms.
* People with a Clubcard receive a preferential rate – the representative APR for non-members is 6.5% for the same amount and term.
A loan from John Lewis Money is provided by Zopa Bank.
Missed or late payments can lead to increased debt and negatively impact your credit rating.
Important Information: We update APR information weekly, sourced from the independent financial information service, Defaqto. Products with limited availability—such as those restricted to existing customers or homeowners—are not included. While we strive to provide accurate details, prices, terms, and conditions may change, so please verify before making any decisions. Note that our Star Ratings do not account for a provider’s lending rates and, therefore, may not reflect the full cost of borrowing. Loan rates can vary based on your personal circumstances and specific loan requirements. Representative examples are provided by the lender and may be based on different loan amounts or terms than those shown here.
