Welcome to Banking and Savings - for insightful guidance on maximizing your financial potential. This dedicated space offers in-depth knowledge on various banking products, savings strategies, and the latest in financial technology innovations.
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Whether you're seeking the best savings accounts, exploring high-interest options, or looking for secure and efficient banking solutions, our resources aim to equip you with the tools and knowledge for effective money management and achieving your saving goals.
Digital disruption has long made its presence felt in the retail banking sector. A series of challenger brands have launched in recent years, building innovative and intuitive digital interfaces from the ground up and in some cases forgoing physical premises altogether.
Oxford Economics recently published research titled “the big business of small business”, which states bank lending to SMEs has fallen 3% since 2015. This is in the face of a rise in credit provisions to large companies of 43%. The report states that SMEs are being given the ‘cold shoulder’ resulting in an impact on […]
Property investments sometimes fall through due to the investor not having the deposit, or the original lump sum readily available. Often, a property investor may apply for a bridging loan from a commercial broker, as these applications have a turnaround of just a matter of days and are of course a lot quicker than the standard mortgage.
The banking landscape is increasingly competitive. Whether you are a client unhappy with the digital offering of your retail bank, or a company not getting the returns needed on investments, there is almost always another banking institution you can turn to which will offer you everything you want, and more, to get you through their doors.
When Open Banking was introduced last year, it was viewed as the silver bullet that could drive financial services innovation while transforming customer experience.
Finance Monthly is a comprehensive website tailored for individuals seeking insights into the world of consumer finance and money management. It offers news, commentary, and in-depth analysis on topics crucial to personal financial management and decision-making. Whether you're interested in budgeting, investing, or understanding market trends, Finance Monthly provides valuable information to help you navigate the financial aspects of everyday life.