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Banking & Savings

Welcome to Banking and Savings - for insightful guidance on maximizing your financial potential. This dedicated space offers in-depth knowledge on various banking products, savings strategies, and the latest in financial technology innovations.

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Whether you're seeking the best savings accounts, exploring high-interest options, or looking for secure and efficient banking solutions, our resources aim to equip you with the tools and knowledge for effective money management and achieving your saving goals.
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Cognitive Assistants: Are They Helpful to the Future of Banking?

30th November 2018
Beyond simple chatbots, cognitive assistants – with their superior capabilities to understand context and sentiment – have the potential to truly revolutionise both customers and employees’ experiences in banking.
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Second charge buy to let loans – solving problems where other mainstream lenders can’t

7th November 2018
The buy to let second charge market place provides a range of solutions for borrowers who have perhaps been refused a mortgage by their current lender or high street bank. Popular second charge lenders like Together Money, Step One Finance and Shawbrook Bank are often more flexible in their application criteria and can step in […]
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Mortgages: Banking on Mum & Dad?

5th November 2018
Buying a house as a first-time buyer is notoriously tricky. What’s more, it has been getting even more difficult as of late. A range of factors, from stagnating wages to increased credit risks, can make it harder for many would-be homeowners to get their plans off the ground. However, the family could be an answer […]
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Open Banking Is Opening Up Business Everywhere

1st November 2018
Even though it’s early days for open banking there are already plenty of trailblazers offering new services, writes Huw Davies, CCO at Token. From forex to rental accommodation, personal identification to loyalty schemes, many customer experiences are starting to be transformed by the effects of Europe’s Second Payment Services Directive (PSD2) just months after it […]
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Banking-as-a-Service: The Key Considerations for Banks

31st October 2018
For an insight into Banking-as-a-Service (BaaS), Finance Monthly connected with the Managing Partner of zeb - Bertrand Lavayssiere. The rise of service-based platforms Improving cost-income ratios by 15% or more is becoming a necessity for most financial institutions looking to win through in the new age of banking. Moving operations to a service-based model such […]
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Most Powerful Banking Families of All Time

30th October 2018
In a world of central banks and international monetary funds, it can be difficult to believe that the gargantuan world of finance was once in the hands of a few small and highly influential families. Before the modern financial era, the only groups with access to the power and capital to become banking titans were […]
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Banking Apps to Play Crucial Role in Commercial Banking Consumerisation

4th October 2018
Banking apps are set to have the biggest impact on commercial banking within the next five years according to more than two thirds (68%) of commercial bankers, a study has revealed. Banking apps are also predicted to become one of the most disruptive technologies during the same time period. Only cryptocurrencies (56%) and virtual assistants […]
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Barclays Ex-Boss: Tech to Replace More Than 50% of Banking Jobs

28th August 2018
Barclay’s ex-boss Anthony Jenkins recently said that technology could replace more than 50% of banking jobs. Finance Monthly heard from Ian Bradbury, CTO Financial Services, Fujitsu UK & Ireland, who shared his thoughts. With the number of banking branches declining, the financial services sector is undeniably undergoing significant change, driven in no small part by the increasing […]
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The Revolutionary Benefits of Open Banking

24th August 2018
When it comes to trading globally, banking access and reconciliation can be remarkably complex. Not only do businesses interact with a range of financial institutions to track funds across multiple bank accounts, they are also required to reconcile accounts receivable and payable transactions throughout the global supply chain. Funds may get lost in transfer and […]
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Are We Already Seeing the Long-Term Impact of Open Banking?

14th August 2018
Two years on from the CMA market review which initiated Open Banking, Jake Ranson, banking and financial institution expert and CMO at Equifax, anticipates profound long term impact. Open Banking was established to encourage competition. It’s well known that current account switching remains low, but this doesn’t reflect the full story. The initiative has been […]
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Consumers Left Clueless About Banking Options

2nd August 2018
Online research from Equifax, the consumer and business insights expert, reveals a lack of awareness of banking options among Brits. When presented with a list of digital banks 60% hadn’t heard of any of the brands and only 20% would opt for a challenger bank if opening a new account today. The survey, conducted with […]
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How the Banking and Finance Industry can Overcome Brexit Communication Challenges

31st July 2018
The United Kingdom, specifically London, has built a position as Europe’s primary financial hub, bridging the gap between the European Union and Asia, the United States and other regions. After Brexit comes into effect in March 2019, this once unassailable position will no longer be certain if it becomes more difficult for banks and other […]
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About Finance Monthly

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Finance Monthly is a comprehensive website tailored for individuals seeking insights into the world of consumer finance and money management. It offers news, commentary, and in-depth analysis on topics crucial to personal financial management and decision-making. Whether you're interested in budgeting, investing, or understanding market trends, Finance Monthly provides valuable information to help you navigate the financial aspects of everyday life.

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