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Banking & Savings

Welcome to Banking and Savings - for insightful guidance on maximizing your financial potential. This dedicated space offers in-depth knowledge on various banking products, savings strategies, and the latest in financial technology innovations.

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Whether you're seeking the best savings accounts, exploring high-interest options, or looking for secure and efficient banking solutions, our resources aim to equip you with the tools and knowledge for effective money management and achieving your saving goals.
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Using cash to help you budget

28th August 2024
  The Cash Method The cash method of saving is a straightforward approach to managing your finances, where you take out your monthly budget in cash and use only this money for all your expenses. This method helps curb unnecessary spending by making you more aware of how much you're spending and what you're spending […]
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The Future of Branch Banking in a Digital World

27th August 2024
Branch banking has been an essential form of banking for many years, enabling banks to have a physical location and directly engage with clients. Nevertheless, the emergence of digital banking and mobile applications makes people doubt the sustainability of branches. This article will look at the current prospects for branch banking and review innovations from […]
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The Power of Micro-Saving

21st August 2024
The Power of Micro-Saving: An Effective Tool for All Budgets and Incomes Micro-saving is a financial strategy that emphasises saving small, manageable amounts of money over time rather than making large, infrequent deposits into a savings account. This approach is particularly effective for individuals who struggle to save due to limited income, inconsistent earnings, or […]
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Inheritance Tax: What Is It and Who Has to Pay?

21st August 2024
Inheritance Tax: What Is It and Who Has to Pay? Inheritance tax is a levy imposed on the estate of a deceased person before the assets are distributed to their beneficiaries. The tax is typically calculated as a percentage of the total value of the estate, above a certain threshold. In the UK, for instance, […]
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Choosing the Best Student Bank Account 2024

16th August 2024
   Choosing the best student bank account Managing your finances whilst at university is not always easy, this is why choosing your student bank account is important. Having a bank account tailored to students will help you to manage your money and have flexible access as well an overdraft where you can spend more than […]
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Personal Debt in the UK is a Growing Concern

14th August 2024
   You aren't alone in your debt Personal debt in the UK has been steadily rising, reflecting broader economic challenges and individual financial pressures. By the end of May 2024, UK residents collectively owed a staggering £1,852.5 billion in debt. This marked an increase of £205 million compared to May 2023, adding an extra £275.94 […]
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Finding a budgeting app for kids

12th August 2024
  Teaching Children financial literacy using a budgeting app Budgeting apps have become essential tools for adults looking to manage their finances effectively. These apps help track expenses, prioritise spending, and prevent overspending that could lead to overdrafts or debt. They offer a clear view of one's financial situation, making it easier to stick to […]
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Teaching your kids to be financially literate

12th August 2024
  Why Teaching your kids to be financially literate is important Money and pensions service data shows that only 47% of children receive a meaningful financial education at home or at school, so millions are without any financial guidance at a time when habits are forming. Teaching your kids to be financially literate will help […]
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Why Renting Books Is Better than Buying: An Ultimate BooksRun Guide

9th August 2024
There Are Many Ways to Save According to the survey, tuition costs have hugely increased over the last decades, shifting the financial burden to students and families. Currently, the average published tuition and fees for public four-year colleges are more than triple the levels of the 1985/86 academic year. This all happened while median household […]
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Master Your Finances: 5 Ways to Use Excel to Improve Your Financial Management

5th August 2024
Effective financial management is essential for achieving your financial goals and securing your financial future. One of the most powerful tools at your disposal is Excel, a versatile and user-friendly software that can help you manage your finances with precision. In this article, we’re going to outline five key ways you can use Excel to […]
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Understanding the Help to Buy Scheme

2nd August 2024
What is the Help to Buy scheme? The Help to Buy scheme is a government initiative designed to assist first-time homebuyers and existing homeowners in purchasing a new-build property. The scheme launched in 2013 aiming to make homeownership more widely accessible by lowering the financial barriers which prevent many from getting onto the property ladder. […]
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Wealth Building Tips: How to Grow Your Assets Over Time

2nd August 2024
Building wealth is a long-term journey that requires careful planning, strategic investments, and disciplined financial management. Whether you're just starting your financial journey or looking to enhance your existing strategies, there are several key steps you can take to grow your assets over time. One crucial aspect of financial planning is ensuring that you protect […]
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About Finance Monthly

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Finance Monthly is a comprehensive website tailored for individuals seeking insights into the world of consumer finance and money management. It offers news, commentary, and in-depth analysis on topics crucial to personal financial management and decision-making. Whether you're interested in budgeting, investing, or understanding market trends, Finance Monthly provides valuable information to help you navigate the financial aspects of everyday life.

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