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Banking & Savings

Welcome to Banking and Savings - for insightful guidance on maximizing your financial potential. This dedicated space offers in-depth knowledge on various banking products, savings strategies, and the latest in financial technology innovations.

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Whether you're seeking the best savings accounts, exploring high-interest options, or looking for secure and efficient banking solutions, our resources aim to equip you with the tools and knowledge for effective money management and achieving your saving goals.
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How to prevent and spot bank fraud

11th April 2024
The amount of fraud cases has been rising and with digital banking becoming the new norm there are many ways someone can get access to your account. It is important to stay aware of scams so you can protect your accounts.  The Guardian reported that fraud cases in the UK more than doubled in 2023 […]
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What is the 50-30-20 money saving rule?

11th April 2024
If you are trying to save money and need some extra tips then the 50-30-20 rule could be super helpful to create a budget. With this rule you will be splitting your income up and assigning each pot of money to a selected category. This rule will work best if you have a separate savings […]
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Banks with the highest record of fraud

10th April 2024
The PSR conduct research to discover which banks were subject to the most fraud as well as the rate at which reimbursement was provided to customers. UK Finance has found that APP fraud in the first half of 2023 came to a total of £239.3m and there was only £152.8m returned to the victims. APP […]
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Government Announces Abolishment of Pension Lifetime Allowance: Implications and Concerns

4th April 2024
In a bold move aimed at incentivising individuals, particularly healthcare professionals, to extend their working years, the UK government announced the abolition of the Pension Lifetime Allowance (LTA) in the 2023 Autumn Statement. Set to take effect from April 6th, 2024, this decision seeks to encourage more people, especially doctors, to remain active in their […]
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How can a Personal Injury Claim impact your finances?

2nd April 2024
While it’s great that you might be able to file a personal injury claim after being injured in an accident, during this time of uncertainty, you’re sure to have several financial concerns. And that’s the last thing you need when you’re recovering – physically and mentally – from your injury. But medical expenses can pile […]
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Navigating the Digital Transformation: How Banks Are Adapting to the Tech Revolution

27th March 2024
Have you ever thought about how much technology has transformed our lives? Think about it - from smartphones that can do practically anything to those handy little gadgets that control our homes with just a voice command. It's pretty wild, isn't it? And one industry that's been at the forefront of this technological revolution is […]
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What would a Labour Government do for your finances?

26th March 2024
Personal Finance Impact of a Labour Government. It’s highly likely to be election year this year and if the polls are accurate then Labour are in the driving seat to form its first government for 14 years with Sir Keri Starmer as prime minister, which could mean some significant changes for your investments and pensions. […]
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Thresholds for child benefit increase so what does this mean for you? 

22nd March 2024
The amount that you can earn before child benefit payments are withdrawn has been increased in the Spring Budget, meaning that more families will be able to claim the benefit.  As of April 6, the High Income Child Benefit Charge (HICBC) threshold will increase up to £60,000.  It’s a tapered charge, so for every £200 […]
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Economizing Weekly Meal Plans with Subscription Services

21st March 2024
If you are struggling to manage your grocery bills while juggling a busy schedule, you are certainly not alone. Fortunately, that’s where subscription meal prep services offer a smart solution.  By delivering ingredients directly to your door, they save time and often money, compared to traditional shopping. This post dives into how these services can […]
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The facts behind the national insurance cuts and how much better off you really will be 

21st March 2024
From April 6 many employees will benefit from the 2% reduction in class 1 national insurance contributions that was announced by the chancellor in the Spring Budget, so just how much better off is this going to leave you?  The measure introduced by the government cuts this rate of national insurance down to 8% from […]
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Worried about mounting debts? Where to go for debt advice that is free of charge 

20th March 2024
Many people across the UK are living on a financial cliff edge with increasing debt problems as the cost of living pressures have taken their toll, so where can you go to receive free debt advice to try and ease any increasing money worries?  More than eight million people now need debt advice and over […]
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The best Junior bank accounts

18th March 2024
If you have decided that your child is ready for their first bank account and ready to learn about financial responsibility then below are some great options for junior bank accounts.
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About Finance Monthly

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Finance Monthly is a comprehensive website tailored for individuals seeking insights into the world of consumer finance and money management. It offers news, commentary, and in-depth analysis on topics crucial to personal financial management and decision-making. Whether you're interested in budgeting, investing, or understanding market trends, Finance Monthly provides valuable information to help you navigate the financial aspects of everyday life.

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