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Credit Cards & Loans

Welcome to the Credit Card and Loans section of Finance Monthly, where we provide essential insights and advice on managing credit effectively. This section is dedicated to helping you navigate the complex world of credit cards and loans, offering expert tips on choosing the right options, understanding interest rates, and managing debt responsibly.

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Whether you're looking to build credit, consolidate debt, or find the best loan options for your needs, our resources are designed to empower you with the knowledge to make informed financial decisions and optimize your credit health.
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Hidden fees on your credit card

20th August 2024
  You've decided to get a credit card, confident that you can manage your finances well enough to avoid late payment fees, and build up your credit score to become a reliable borrower. However, while avoiding late fees is an essential part of using a credit card effectively, it's just one piece of the puzzle. […]
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9 Common Credit Card Myths Debunked

19th August 2024
Credit cards are valuable tool to manage your personal finance and start to build a credit score, understanding them properly is important before you apply. There are lots of misunderstandings about credit cards so we are here to debunk some of them and set the story straight so you can relax and use the account […]
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How Financial Hardship Influences Personal Injury Lawsuit Outcomes

16th August 2024
When someone gets hurt in an accident, they might file a personal injury lawsuit to seek compensation for their injuries. These lawsuits can be complicated, and many factors can affect how they turn out. One important factor that can have a big impact on personal injury lawsuit outcomes is financial hardship.  Financial hardship is a […]
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Klarna VS. Clearpay

15th August 2024
  Which Buy Now, Pay Later Service Is Right for You? Buy Now Pay Later (BNPL) services are popular among consumers as an alternative way to finance their purchases. In the UK, two popular players are Klarna and Clearpay which both provide users with the flexibility to spread the cost of their shopping over several […]
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Personal Debt in the UK is a Growing Concern

14th August 2024
   You aren't alone in your debt Personal debt in the UK has been steadily rising, reflecting broader economic challenges and individual financial pressures. By the end of May 2024, UK residents collectively owed a staggering £1,852.5 billion in debt. This marked an increase of £205 million compared to May 2023, adding an extra £275.94 […]
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Tips for Building a Budget for Your Eye Health

9th August 2024
In 2023, a survey by the College of Optometrists confirmed that 22% of Brits postponed or cancelled a sight test in the past year due to cost of living concerns. 50% also mentioned that the cost of living will impact how they care for their eyes in the future. Evidently, it can be easy to […]
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What Happens If You Can't Pay Back Your Business Loans

7th August 2024
  Taking out a business loan can be a strategic move to fuel growth, invest in new opportunities, or manage cash flow. However, the consequences of being unable to repay these loans can be severe. It’s crucial to understand what happens if you default on a business loan, how lenders may react, and the measures […]
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Choosing the Best Loan Management Software for Your Business 2024

5th August 2024
It is a known fact that businesses can only survive and grow when they can request and secure loans when needed. Talk of the big businesses and conglomerates, none of them can operate without acquiring loans. In the financial and business sectors, it is gradually becoming the norm to use software for loan management. According […]
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What Is Debt Review and How Can It Help You?

1st August 2024
If you are having hardship keeping up with various repayments, several creditors calling, and concerned questions about your financial future, then you are not alone. Debt review might be the saving grace you need. With commitment and correct guidance, this process will drive you towards better control of your finances while giving you an easy […]
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Fresh Start Program: How to Get Defaulted Student Loan Relief in 2024

18th July 2024
Defaulting on student loans can be a daunting experience, leading to financial stress and limited opportunities. However, the Fresh Start Program offers a beacon of hope for individuals seeking to regain control over their financial futures. This guide will walk you through the essentials of the Fresh Start Program, how it can help you get […]
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Don't Let Debt Bite! Risk Management Hacks for a Flawless Credit Score

11th July 2024
Are you tired of feeling like your credit score is some mysterious beast ready to pounce on you at any moment? Well, you're not alone. Many struggle with understanding and managing their credit, but it doesn't have to be that way. In this article, I will share some awesome risk management tricks to help you […]
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Is it bad to have more than one credit card?

28th June 2024
  Is it bad to have more than one credit card? If you already have a credit card you will know the importance of staying organised with your repayments. Before you get any Credit cards you should be aware of how they work. In 2022, Uswitch data found that there were almost 59million credit cards […]
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About Finance Monthly

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Finance Monthly is a comprehensive website tailored for individuals seeking insights into the world of consumer finance and money management. It offers news, commentary, and in-depth analysis on topics crucial to personal financial management and decision-making. Whether you're interested in budgeting, investing, or understanding market trends, Finance Monthly provides valuable information to help you navigate the financial aspects of everyday life.

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