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The Money section of Finance Monthly is your comprehensive guide to all things finance, from managing debt to smart investing. This section offers a wealth of resources for individuals seeking to enhance their financial literacy and take control of their finances. Written by experienced contributors, these pieces are designed to help you make informed decisions, maximize your financial resources, and navigate the complexities of the financial world with confidence.

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Minimum wage will rise in April, is this enough?

28th March 2024
Each year the government reviews the minimum wage and in April each year they are updated. This year there will be a rise which will increase over 1 million people who are on the minimum wage currently. The House of Commons Library states that the rates are provided in regulations made by the secretary of […]
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How the Economy benefits from the EURO'S

28th March 2024
This year the EUROS begin again in June, hosted in Germany and set to increase spending across the UK again. In 2022 the UK viewers of the Euros reached 17.4m and globally there were over 300 million viewers.   Where do people spend the most money? Pubs and restaurants are welcome hosts to fans across […]
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Can the NHS improve with more funding?

27th March 2024
The survey The British Social Survey has been running since 1983 to track the satisfaction of the British public for the health service. In 2023 only 24% reported satisfaction with the NHS due to waiting times and staff shortages being the biggest concerns. This is a record low since the poll began and has recently […]
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What would a Labour Government do for your finances?

26th March 2024
Personal Finance Impact of a Labour Government. It’s highly likely to be election year this year and if the polls are accurate then Labour are in the driving seat to form its first government for 14 years with Sir Keri Starmer as prime minister, which could mean some significant changes for your investments and pensions. […]
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What is the triple lock pension and how does it affect me?

26th March 2024
If you are already receiving your pension or you are keen to keep on track of your pension plan options then you might be wondering what the triple lock system means. Triple lock pension This is the system which maintains the rising pension payments so they stay in line with the rise of inflation and […]
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Are Unemployment rates rising?

12th March 2024
The Office for National Statistics released their unemployment report for the quarter containing December 2023 to February 2024. Unemployment  The Unemployment rate has risen to 3.9% whereas last quarter it was at 3.5% leaving many people without a job and a source of income. The amount of job vacancies and advertising is decreasing by 4.5%, […]
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Top Practical Finance Tips for Growing Families

7th March 2024
Starting a family can be a momentous decision, and naturally, there is a lot more to consider than just the financial aspects alone. Even so, perceived financial barriers do hold many of us back from starting our family when we’d ideally like to, opting instead to work for a few more years and put together […]
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Strategic Approaches to Crypto Futures Trading for Today's Investors

7th March 2024
Crypto Futures: Trading Tactics for Modern Investors Futures contracts are a unique way for investors to guess how much digital assets will be worth without actually having them. This is especially useful in the volatile world of cryptocurrency trade. Traditional trading involves instantaneous asset purchases and sales, but futures trading involves participants agreeing to buy […]
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Top 5 books to help you save money

6th March 2024
If you are trying to save, learn more about finances or want to take on some new techniques for your money then reading from those who have done it or are experts in the field could help you. There is so much advise out there it can become overwhelming, when finding the book for you […]
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House Prices are Falling

6th March 2024
House prices are falling and many believe they will continue on this path through 2024. This sounds like good news, however for those selling their properties, this means they are having to reduce their asking price. Also, with high and rising mortgage rates, many people still can’t afford to buy. Predictions for the Property market […]
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What does an income tax cut mean for you?

1st March 2024
In the Spring Budget  Jeremy Hunt, the Chancellor Exchequer has been hinting that there could be tax cuts coming up.   What is income tax? Income tax is the tax you have to pay on your annual earnings or, if you’re self-employed, any profit you make. Depending on how much you earn determines how much […]
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Why the buy now pay later market has its advantages but should be handled with care

1st March 2024
As the higher cost of living has continued to stretch household budgets, the flexibility for consumers of buy now pay later (BNPL) deals has become increasingly attractive. Recent research carried out by the Financial Conduct Authority (FCA) last October,  found that around 27% of UK adults has turned to BNPL in the six months to […]
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Finance Monthly is a comprehensive website tailored for individuals seeking insights into the world of consumer finance and money management. It offers news, commentary, and in-depth analysis on topics crucial to personal financial management and decision-making. Whether you're interested in budgeting, investing, or understanding market trends, Finance Monthly provides valuable information to help you navigate the financial aspects of everyday life.

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