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Retirement Anxiety: Most Adults Fear Financial Shortfall in Later Life

15th November 2024
Retirement Anxiety: Most Adults Fear Financial Shortfall in Later Life A recent survey has unveiled a grim outlook on retirement confidence among UK adults, with the majority uncertain about their ability to fund a comfortable retirement. According to the Nucleus Retirement Confidence Index, only 34% of respondents believe they will have enough money to live […]
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UK Growth Stalls: Services Sector Struggles as Economy Slows

15th November 2024
UK Growth Stalls: Services Sector Struggles as Economy Slows The UK’s economic growth slowed dramatically in the third quarter of 2024, with GDP expanding by just 0.1%. This fell short of economists' forecasts of 0.2% and marked a stark deceleration from the 0.5% growth recorded in the second quarter. The slowdown, revealed in the latest […]
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Newham Leads UK in Small Business Growth, Showcasing East London’s Entrepreneurial Spirit

14th November 2024
Newham Leads UK in Small Business Growth, Showcasing East London’s Entrepreneurial Spirit Newham in East London has emerged as the fastest-growing area in the UK for small business creation, with a 175% rise in new firms established since 2010. This rapid growth highlights East London’s position as a thriving hub for ambitious entrepreneurs and business […]
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Rory McIlroy Pushes Back on Ryder Cup Payment: “None of Us Need $400K”

14th November 2024
Rory McIlroy Pushes Back on Ryder Cup Payment: “None of Us Need $400K” Rory McIlroy has voiced his strong opposition to recent reports suggesting U.S. players might receive $400,000 each to compete in the 2025 Ryder Cup. Speaking to BBC Sport, McIlroy made it clear that he would “pay to play” for the European team, […]
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FCA Reviews Landmark Car Finance Ruling, Potentially Unlocking Millions in Consumer Compensation

14th November 2024
FCA Reviews Landmark Car Finance Ruling, Potentially Unlocking Millions in Consumer Compensation The Financial Conduct Authority (FCA) is re-evaluating the car finance industry following a powerful Court of Appeal ruling that sides with consumers, shaking the foundation of commission-based car finance sales. The recent judgment declares it unlawful for car finance dealers to receive commission […]
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Pension ‘Megafunds’ to Supercharge UK Economy in Major Reform Push

14th November 2024
Pension ‘Megafunds’ to Supercharge UK Economy in Major Reform Push In an ambitious bid to overhaul the nation’s pension landscape, Chancellor Rachel Reeves has unveiled plans for what she’s calling the “biggest pension reform in decades.” The government aims to consolidate the UK's 86 council pension schemes into a smaller number of "pension megafunds," modeled […]
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Personal Loans in the USA: Easiest Loans to Get with the Least Restrictions

10th November 2024
Personal Loans in the USA: Easiest Loans to Get with the Least Restrictions As the year draws to a close and financial pressures mount—from holiday expenses to planning for a fresh start in the new year—finding accessible and reliable financing can feel like a race against time. At Finance Monthly, we know that navigating the […]
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Financial Planning Amidst Inflation and Economic Uncertainty: Early Retirement Strategies in Today’s Economy

9th November 2024
Financial Planning Amidst Inflation and Economic Uncertainty: Early Retirement Strategies in Today’s Economy In an economic environment marked by rising inflation and pervasive uncertainty, the quest for financial independence and early retirement has become both more challenging and more urgent. As the cost of living surges and economic forecasts remain volatile, individuals who aspire to […]
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Massive NIC Hike Threatens Higher Consumer Prices: Retail and Hospitality Brace for Impact

7th November 2024
In the recent Autumn Budget, Chancellor Rachel Reeves announced a significant increase in employer National Insurance Contributions (NICs), raising the rate from 13.8% to 15% and lowering the threshold at which employers start paying NICs from £9,100 to £5,000 per year. Set to take effect from April 2025, this dramatic NIC increase is expected to […]
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Understanding UK Return Laws for Sale Items: Your Consumer Rights Explained

5th November 2024
Shopping for sale items, especially during major events like Black Friday, can be thrilling, but it’s crucial to understand your rights when it comes to returns and refunds. UK laws provide strong protections for consumers, even when buying discounted goods. Here’s what you need to know about your rights and how to handle returns for […]
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The Psychology Behind Black Friday Sales: Why We Can't Resist the Hype

5th November 2024
Black Friday, one of the biggest shopping events of the year, captivates millions around the world with promises of huge discounts and unbeatable offers. But is Black Friday really worth it, or is it just a marketing spectacle designed to make us overspend? The psychology behind Black Friday deals is carefully crafted to trigger our […]
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Judge to Rule on Elon Musk’s $56 Billion Tesla Compensation by Year-End

31st October 2024
Judge to Rule on Elon Musk’s $56 Billion Tesla Compensation by Year-End A Delaware judge is set to make a pivotal decision regarding Elon Musk's controversial $56 billion compensation package from Tesla, with a ruling expected by the end of this year. The compensation, which was annulled earlier this year, is now under scrutiny after […]
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