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3 Big Myths About Machine Learning We Need to Bust

21st November 2018
2018 has been the year that the financial services industry welcomed machine learning (ML) and artificial intelligence (AI) with open arms. However, there is much hearsay on the topic of machine learning, so what should anyone believe? Let’s start with three big myths, as explained by Dave Webber, director of concept management, data strategy and […]
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Card Is King: Consumers Reject Mobile Payments

21st November 2018
Despite the hype, research by IDEX Biometrics has revealed that mobile payments are almost as unpopular as cheques. In fact, the payment card is still the number one payment method when it comes to in-store purchases for UK consumers. Three quarters (75%) of respondents stated that they use cards, including contactless, most often, compared to […]
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Banks on a Mission to Protect, Detect and Prevent Fraud

20th November 2018
Below Puneet Taneja, Head of Operations at Teleperformance, discusses with Finance Monthly how banks can prevent, detect and protect against fraud. Trade body UK Finance reports that over £500 million was lost to fraud in the first half of 2018. What is particularly worrying is that of the £500 million lost to fraud, over £385 […]
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Are Banks Denying Small Businesses Growth Opportunities?

20th November 2018
Three quarters (75%) of UK small businesses have been rejected by banks when trying to access funding, according to independent research commissioned by Capital on Tap. The research discovered that access to funding was especially difficult among smaller and micro businesses. Over two fifths (43%) of sole traders have had funding requests rejected while 44% […]
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Here’s How the ICO Train Damaged Blockchain

19th November 2018
Below, Finance Monthly kicks off this week with Rob Brockington from Pipster on the ICO ‘train’ damaging the reputation of blockchain, one of industry 4.0s biggest innovations. When the trading industry experienced the ICO boom in January this year, amongst all the excitement there was a huge increase in available Altcoins. This surge in brand-new […]
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Goldman Sachs Entangled in Global 1MDB Scandal

19th November 2018
With the indictment of two former senior Goldman Sachs bankers, accused by US prosecutors of paying bribes, stealing and laundering money from a Malaysian sovereign-wealth fund, the Wall Street giant finds itself at the center of one of the world's largest-ever financial scandals.
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Why a Diverse Investment Portfolio Should Include Bitcoin

16th November 2018
Investment portfolios are equivalent to financial badges of honor that investors wear with pride! Any investors should have a diverse and dynamic portfolio not only to show that you can handle almost every type of investments as an investor but to have a pretty wide net of investments that have different rates of profits and […]
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The Myths Surrounding Car Finance

15th November 2018
The car finance industry can be a confusing area for many, and with a constant stream of information and advice available, it can be difficult to tell if what we are reading is fact or fiction. Nevertheless, with four in five new cars in the UK being purchased or attained on finance, it is important […]
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Is Financial Services Regulation a Barrier to Innovation?

15th November 2018
A greater proportion of IT decision-makers in the financial/banking sector see key financial services regulations as a driver of innovation (34%) than regard them as a barrier to it (24%). More than a third (34%) of IT decision-makers across the UK financial sector regard key financial services regulations such as PSD2 and FRTB as a […]
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Here’s How We Solve Financial Exclusion

14th November 2018
Improving access to financial services is on the agenda of central banks and development-focused organisations around the world. Yet, in many cases, efforts to reach unbanked individuals – around two billion – collide with outdated regulations and policies. Antonio Separovic, Founder and CEO at Oradian, believes regulators must embrace innovation to solve financial inclusion challenges. […]
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Banks’ Revenue Growth at Risk, But Why?

14th November 2018
New entrants to the banking market — including challenger banks, non-bank payments institutions, and big tech companies — are amassing up to one-third of new revenue, which is challenging the competitiveness of traditional banks, according to new research from Accenture (NYSE: ACN). Accenture analysed more than 20,000 banking and payments institutions across seven markets to […]
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Ethereum on the Verge of a Monumental Breakout

13th November 2018
Ethereum, currently the second largest cryptocurrency after Bitcoin, will experience a “monumental, defining global breakout” when smart contracts can accept outside data. The bullish prediction from influential technology expert, Ian McLeod of Thomas Crown Art, the world’s leading art-tech agency, comes as Ethereum’s price jumped 4% on Monday, adding some 8% over the last week, […]
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Finance Monthly is a comprehensive website tailored for individuals seeking insights into the world of consumer finance and money management. It offers news, commentary, and in-depth analysis on topics crucial to personal financial management and decision-making. Whether you're interested in budgeting, investing, or understanding market trends, Finance Monthly provides valuable information to help you navigate the financial aspects of everyday life.

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