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Welcome to the US section of Finance Monthly, your trusted source for insights on consumer finance across America. Here, we focus on the financial topics that matter most to everyday Americans—from personal budgeting and credit management to navigating loans, mortgages, and insurance.

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Our content is designed to empower you with the knowledge and tools needed to make informed financial decisions and achieve your financial goals. Dive in to find expert tips, practical advice, and the latest trends in personal finance.
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12 Quick Ways to Earn Money in 2025

29th October 2024
12 Quick Ways to Earn Money in 2025 In today’s fast-paced world, financial emergencies can arise at any moment. Whether you're facing a tight budget or an unexpected bill, finding quick ways to earn cash can alleviate some of that stress. Fortunately, there are numerous options available that allow you to make extra money without […]
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What is the Typical Savings Account Balance for an American? Insights & Trends

29th October 2024
What is the Typical Savings Account Balance for an American? Insights & Trends Understanding the average savings account balance in America can provide valuable insights into the financial health of households across the country. According to the Federal Reserve, the average American household holds approximately $62,410 in transaction accounts, which include savings, checking, money market, […]
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Understanding Your Tax Refund: What You Need to Know for 2025

29th October 2024
Understanding Your Tax Refund: What You Need to Know for 2025 As the deadline for filing federal tax returns has passed, many Americans are wondering about their tax refunds. The 2024 tax season has brought some good news for taxpayers, with an increase in the average refund amount compared to the previous year. In this […]
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Cash App Savings Account: What You Need to Know

29th October 2024
Cash App Savings Account: What You Need to Know Cash App, widely recognized for its digital wallet and peer-to-peer payment services, now offers a high-yield savings account feature directly within its app. Whether you’re aiming to build an emergency fund or save for a specific purpose, the Cash App savings account provides a competitive interest […]
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11 Best High-Yield Savings Accounts in the US for November 2024

29th October 2024
11 Best High-Yield Savings Accounts in the US for November 2024 As interest rates soar to heights not seen in over a decade, savvy savers have a golden opportunity to boost their earnings through high-yield savings accounts (HYSAs). Unlike traditional savings accounts, these financial vehicles offer significantly enhanced interest rates, allowing your money to work […]
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Homebuyer Meltdown: Soaring Mortgage Rates Push U.S. Home Sales to Lowest in 14 Years!

23rd October 2024
Homebuyer Meltdown: Soaring Mortgage Rates Push U.S. Home Sales to Lowest in 14 Years! The U.S. housing market is grappling with significant challenges, as existing home sales in September plunged to a 14-year low. High mortgage rates and escalating home prices are causing many potential buyers to remain on the sidelines, waiting for more favorable […]
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Amazon Prime’s New Gas Discount: Save Big at the Pump with Your Membership!

23rd October 2024
Amazon Prime’s New Gas Discount: Save Big at the Pump with Your Membership! Amazon Prime just rolled out an exciting new perk: a 10-cent discount on gasoline! This latest addition is designed to bring even more value to Prime members while addressing a common concern—fuel costs. Here’s everything you need to know to take advantage […]
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Trump's Proposed Tax Plan: Income Tax Exemptions and Economic Impact

23rd October 2024
Trump's Proposed Tax Plan: Income Tax Exemptions and Economic Impact Former President Donald Trump has unveiled sweeping tax reform ideas that could potentially exempt 93.2 million Americans from paying income taxes. His proposal includes targeted income tax exemptions for specific groups, like workers who earn tips, receive Social Security benefits, or collect overtime pay. Trump […]
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2025 Federal Income Tax Brackets: Key Changes and What They Mean for You

23rd October 2024
The IRS has announced the updated federal income tax brackets and standard deductions for the 2025 tax year, which will impact the taxes filed in 2026. These changes include higher income thresholds for each tax bracket, ensuring that taxpayers can potentially retain more of their income in lower brackets due to inflation adjustments. Understanding these […]
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Should You Buy or Lease an Electric Vehicle (EV)? A Comprehensive Guide for Consumers 

23rd October 2024
Should You Buy or Lease an Electric Vehicle (EV)? The decision to buy or lease an electric vehicle (EV) has become increasingly relevant as the automotive landscape continues to evolve. Ten years ago, leasing was often seen as an option for affluent individuals who preferred to upgrade their cars regularly. However, the rapid pace of […]
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Affordable Christmas Gifts for Kids Under $100: Fun, Budget-Friendly Ideas

23rd October 2024
Christmas can be a magical time for families, but finding the perfect gifts without going into debt is a concern for many parents. Thankfully, you don’t need to spend a fortune to give your children a fun and memorable Christmas. In this guide, we’ll cover affordable Christmas gift ideas that are under $100, helping you […]
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Car Repossessions Surge by 23%: Strategies to Avoid Loan Delinquency

23rd October 2024
Car Repossessions Surge by 23%: Strategies to Avoid Loan Delinquency In 2024, car repossessions have risen by 23%, reflecting the growing financial pressures many Americans are facing. According to a report by Cox Automotive from July 2024, this spike represents a 14% increase from pre-pandemic levels in 2019. The sharp rise in repossessions, unrelated to […]
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Finance Monthly is a comprehensive website tailored for individuals seeking insights into the world of consumer finance and money management. It offers news, commentary, and in-depth analysis on topics crucial to personal financial management and decision-making. Whether you're interested in budgeting, investing, or understanding market trends, Finance Monthly provides valuable information to help you navigate the financial aspects of everyday life.

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