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Welcome to the US section of Finance Monthly, your trusted source for insights on consumer finance across America. Here, we focus on the financial topics that matter most to everyday Americans—from personal budgeting and credit management to navigating loans, mortgages, and insurance.

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Our content is designed to empower you with the knowledge and tools needed to make informed financial decisions and achieve your financial goals. Dive in to find expert tips, practical advice, and the latest trends in personal finance.
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Make money online using Swagbucks  

26th September 2024
Make money online using Swagbucks     What is Swagbucks?  Swagbucks was founded in 2008 and recognized by LinkedIn as a legitimate and reliable way to earn money online. An online platform where users can earn money by completing activities including surveys, with over 40 million registered subscribers worldwide. It offers over 20 different ways […]
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Fintech and its everyday uses

20th September 2024
  What is Fintech? Fintech is short for Financial Technology, a term which describes the technology used to simplify and improve financial services. This includes mobile banking, investing apps, cryptocurrency and more. Fintech was created to bring convenience to your everyday financial processes for businesses and consumers. Without knowing it, you have and are using […]
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How will the U.S. Interest rates cut affect you?

20th September 2024
  How will the U.S. Interest rates cut affect you? The recent announcement from the US Federal Reserve as they made a significant cut to interest rates of 0.50% points marks the largest reduction in interest rates since 2020. Typically, the Federal Reserve adjusts rates by just 0.25 percentage points at a time, so this […]
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Why can’t I invest in Tik Tok stock?

19th September 2024
TikTok has become one of the most popular and valuable social media platforms globally owned by the Chinese tech giant Bytedance. TikTok is estimated to be worth around $100 billion as of 2023 and contributes significantly to the value of Bytedance at over $220 billion. Despite its growing value and influence, TikTok is not directly […]
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7 tips for using U.S. Credit Cards Abroad

17th September 2024
7 tips for using U.S. Credit Cards Abroad Whether you're planning a relaxing beach vacation, an adventurous backpacking trip, or a business trip abroad, having the right credit card in your wallet can make a significant difference. From saving on foreign transaction fees to earning rewards on your spending, here’s what U.S. travellers should consider […]
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The US Gender Pay gap is still here in 2024

12th September 2024
What is the gender pay gap? As stated by Oxfam, the gender pay gap is the difference in earnings between women and men. Women are paid less than men for many reasons—including gender discrimination in hiring and workplace policies, lost earnings potential when leaving the job market to take care of children, and insufficient worker […]
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The Pros and Cons of a balance transfer credit card

11th September 2024
  What is a balance transfer Credit card? Balance transfer credit cards are used to move your outstanding debt from one card onto a new one, typically with lower interest rates. They are useful if you need more time to pay off a big purchase and want to avoid interest rate payments. When used effectively […]
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Traditional IRA VS. Roth IRA

9th September 2024
When it comes to retirement planning for those living in the US, then understanding the account you should use to save is a great first step. These savings accounts a designed for your retirement funds and helps you to grow the amount so you can be sure you are supported when you need it. What […]
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7 tips to start retirement planning for US consumers

9th September 2024
  Retirement Planning for US consumers Retirement planning is crucial for securing financial independence in your later years. With increasing life expectancies and the rising cost of living, preparing for retirement has become more important than ever. So, how can you start retirement planning?
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7 U.S. Banks Offering High-Yielding Savings Accounts

5th September 2024
Annual Percentage Yield (APY) represents the rate of return on your saving, including the effects of compounding interest. Compound interest makes APY a more accurate representation of what your savings will earn over the course of a year compared to when only simple interest is applied. The higher the APY, the more beneficial as it […]
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What does APR mean?

4th September 2024
  What is APR? Annual percentage rate. APR is the official rate to help you understand the cost of borrowing any amount. Your lender should always disclose the APR before you sign any agreement. APR can be a good way to compare credit cards to see which would work out cheaper for you.   How […]
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Best Credit Cards with 0% APR periods 2024

4th September 2024
Best Credit Cards with 0% APR periods Finding a card with a  low interest rate can help you manage your balance each month and save money on charges. Below is a guide to 5 of the best Low interest credit cards available to U.S. customers.   Citi Diamond Preferred Card Introductory Offer: 0% APR for […]
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Finance Monthly is a comprehensive website tailored for individuals seeking insights into the world of consumer finance and money management. It offers news, commentary, and in-depth analysis on topics crucial to personal financial management and decision-making. Whether you're interested in budgeting, investing, or understanding market trends, Finance Monthly provides valuable information to help you navigate the financial aspects of everyday life.

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